Why the Way You Count Matters and Why Comparing One-Year Returns Does Not

December 2, 2025 |
3 minute read
|
Why the Way You Count Matters and Why Comparing One-Year Returns Does Not
5:26

As we near the end of the performance reporting season for larger higher ed institutions this year, I am once again struck by the focus the media and others place on a single fiscal year return.

At least 60 colleges and universities have publicly reported returns for fiscal year 2025 (the twelve months ending June 30, 2025) and there is again relatively wide dispersion among endowments with returns ranging from mid-single digits to mid-double digits. We will have greater clarity on the drivers of that dispersion once the NACUBO-Commonfund Study of Endowments is released in early calendar year 2026, but it is likely that asset allocation and manager selection had something to do with it. For example, with public equities clocking another strong year (the MSCI All Country World Index, or “ACWI,” returned 16.2%), institutions with higher allocations to global stocks likely were at the upper end of the league table. As institutional investors review annual performance, it’s critical to understand not just the numbers, but how those numbers are calculated. This post explores why methodology matters—especially for private investments—and how it can shape perceptions and decisions.

We have known for decades that measuring private investments using Time-Weighted Return (TWR) calculations is not ideal but necessary to calculate a total portfolio return. TWR is commonly used for total portfolio reporting, but for private investments, Internal Rate of Return (IRR), Multiple of Invested Capital (MOIC), and Public Market Equivalent (PME) often provide a more accurate picture.

Putting that concept aside for a moment, though, there is another challenge when it comes to the timing of private investment returns. Because of the reality that reporting from private investments is often delayed, institutional investors with exposure to such investment are typically forced to do one of three things when calculating their total portfolio performance:

  • Lag the returns by a quarter; take the quarterly returns from March-to-March and calculate the June annual return using those numbers (1-year March).
  • Use only three quarters of returns; calculate the June annual return by taking the first three quarters’ actual returns and use 0% for the final quarter (3-quarter).
  • Wait until the information is available and then calculate a June-to-June return (1-year June) which means those returns won’t be able to be calculated until well into the future (in this case mid-to-late fall).

To illustrate why this choice matters, we looked at the median returns from MSCI Private i® for venture capital and private equity for vintage year funds 2000-2025 and calculated TWR using all three methodologies.

CHT-Median-Returns-Funds-2000-2025

 

This data reveals that the return dispersion of the same investments calculated in different ways is meaningful for no other reason than the way they are calculated. When applied to a total portfolio, the different calculation methodologies could account for a difference of more than 100 basis points. For the sake of simplicity, we looked at a hypothetical 70/30 portfolio with 70% allocated to equities and 30% allocated to fixed income. The 70% in equities is comprised of 50% ACWI, 10% private equity, and 10% venture capital. The 30% in fixed income is comprised of the Bloomberg Aggregate Index.

Calculation Methodology Total Portfolio Annual Return
VC/PE calculated 1-year through March 11.2%
VC/PE calculated 3-quarters through March 11.1%
VC/PE calculated 1-year through June 12.1%

The natural conclusion of this analysis is that those institutions that waited for June numbers to calculate their private returns likely experienced higher returns from their privates than those institutions that either reported them on a lag (through March) or used the approach of a 0% return for the final quarter.

Of course, we also know that manager selection matters a great deal in private markets and we looked at the upper quartile, instead of median, returns in all three calculation scenarios. Bottom line - if you were able to wait for June numbers AND generate upper quartile returns, you saw pretty close to, if not ahead of, public market performance from your private equity and venture capital portfolios.

There are many reasons for those who manage or oversee the management of endowments to resist the short termism that has crept into so much of the information we receive and analyze, not the least of which is the reality that endowments are, by nature, structured for the long term. Before comparing your institution’s results to peers this year, and celebrating or bemoaning the results, add one more reason to the list: the way the numbers are counted really matters.

Resources:

Tim Yates

Author

Tim Yates

President and CEO, Commonfund OCIO

Disclaimer

Certain information contained herein has been obtained from or is based on third-party sources and, although believed to be reliable, has not been independently verified. Such information is as of the date indicated, if indicated, may not be complete, is subject to change and has not necessarily been updated. No representation or warranty, express or implied, is or will be given by The Common Fund for Nonprofit Organizations, any of its affiliates or any of its or their affiliates, trustees, directors, officers, employees or advisers (collectively referred to herein as “Commonfund”) or any other person as to the accuracy or completeness of the information in any third-party materials. Accordingly, Commonfund shall not be liable for any direct, indirect or consequential loss or damage suffered by any person as a result of relying on any statement in, or omission from, such third-party materials, and any such liability is expressly disclaimed.

All rights to the trademarks, copyrights, logos and other intellectual property listed herein belong to their respective owners and the use of such logos hereof does not imply an affiliation with, or endorsement by, the owners of such trademarks, copyrights, logos and other intellectual property.

To the extent views presented forecast market activity, they may be based on many factors in addition to those explicitly stated herein. Forecasts of experts inevitably differ. Views attributed to third-parties are presented to demonstrate the existence of points of view, not as a basis for recommendations or as investment advice. Market and investment views of third-parties presented herein do not necessarily reflect the views of Commonfund, any manager retained by Commonfund to manage any investments for Commonfund (each, a “Manager”) or any fund managed by any Commonfund entity (each, a “Fund”). Accordingly, the views presented herein may not be relied upon as an indication of trading intent on behalf of Commonfund, any Manager or any Fund.

Statements concerning Commonfund’s views of possible future outcomes in any investment asset class or market, or of possible future economic developments, are not intended, and should not be construed, as forecasts or predictions of the future investment performance of any Fund. Such statements are also not intended as recommendations by any Commonfund entity or any Commonfund employee to the recipient of the presentation. It is Commonfund’s policy that investment recommendations to its clients must be based on the investment objectives and risk tolerances of each individual client. All market outlook and similar statements are based upon information reasonably available as of the date of this presentation (unless an earlier date is stated with regard to particular information), and reasonably believed to be accurate by Commonfund. Commonfund disclaims any responsibility to provide the recipient of this presentation with updated or corrected information or statements. Past performance is not indicative of future results. For more information please refer to Important Disclosures.

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Disclaimer

Certain information contained herein has been obtained from or is based on third-party sources and, although believed to be reliable, has not been independently verified. Such information is as of the date indicated, if indicated, may not be complete, is subject to change and has not necessarily been updated. No representation or warranty, express or implied, is or will be given by The Common Fund for Nonprofit Organizations, any of its affiliates or any of its or their affiliates, trustees, directors, officers, employees or advisers (collectively referred to herein as “Commonfund”) or any other person as to the accuracy or completeness of the information in any third-party materials. Accordingly, Commonfund shall not be liable for any direct, indirect or consequential loss or damage suffered by any person as a result of relying on any statement in, or omission from, such third-party materials, and any such liability is expressly disclaimed.

All rights to the trademarks, copyrights, logos and other intellectual property listed herein belong to their respective owners and the use of such logos hereof does not imply an affiliation with, or endorsement by, the owners of such trademarks, copyrights, logos and other intellectual property.

To the extent views presented forecast market activity, they may be based on many factors in addition to those explicitly stated herein. Forecasts of experts inevitably differ. Views attributed to third-parties are presented to demonstrate the existence of points of view, not as a basis for recommendations or as investment advice. Market and investment views of third-parties presented herein do not necessarily reflect the views of Commonfund, any manager retained by Commonfund to manage any investments for Commonfund (each, a “Manager”) or any fund managed by any Commonfund entity (each, a “Fund”). Accordingly, the views presented herein may not be relied upon as an indication of trading intent on behalf of Commonfund, any Manager or any Fund.

Statements concerning Commonfund’s views of possible future outcomes in any investment asset class or market, or of possible future economic developments, are not intended, and should not be construed, as forecasts or predictions of the future investment performance of any Fund. Such statements are also not intended as recommendations by any Commonfund entity or any Commonfund employee to the recipient of the presentation. It is Commonfund’s policy that investment recommendations to its clients must be based on the investment objectives and risk tolerances of each individual client. All market outlook and similar statements are based upon information reasonably available as of the date of this presentation (unless an earlier date is stated with regard to particular information), and reasonably believed to be accurate by Commonfund. Commonfund disclaims any responsibility to provide the recipient of this presentation with updated or corrected information or statements. Past performance is not indicative of future results. For more information please refer to Important Disclosures.